ZACCARDI, ZACCARDO: From the fist name Zaccaria or from the Neapolitan dialect word "zaccaro" = boy
ZACCHI, ZACCHELLI, ZACCHETTI ZACCONI: From the first name Giacomo (Zacomo), Giacobo, Giacopo, Giacobbe, derived from the Hebrew "Yaaquob" = God has protected
ZAPPA, ZAPPACOSTA, ZAPPALORTO, ZAPPATERRA, ZAPPAVIGNA, ZAPPULLA, ZAPPAROLI, ZAPPATORE, ZAPPITELLI, ZAPPI: From the word "zappa" = hoe; surname connected to the job of the farmers
ZARA, ZARATINO, ZARATTINO, ZARATTINI, ZARATINI: From the name of the town of Zara, in Croatia
ZARLENGA: From a dialect word meaning piece of salted and dry animal meat
ZAVARELLA, ZAVARELLE: From a dialect word "zavatta", ciabatta = slipper (shoes)
ZICCARDI, ZICCARDO: From the dialect word "zicche" = occasion
ZINNI, ZINNO: Possibly from the dialect words "zinnu" or "zinna" = small, little